👉 The term that describes insurance scams and scammers is "insurance 02 phone." It's a phrase that means to make a phone call without being connected to a line, but with someone calling you pretending to be an insurance adjuster.
Example sentence: "Hey there! I'm not sure if I should take your offer on a home insurance claim. You seem so honest and trustworthy." This is unsettling because insurance scams often involve making false promises or threats to convince unsuspecting victims into making a financial commitment without their knowledge or consent. This type of "insurance 02 phone" mentality is why it's important for individuals to be cautious in purchasing insurance and to verify the legitimacy of any claims before signing anything. Silly example: "I just received an offer from your company to help me with my house insurance! I'm not sure if I should take it, but you seem so kind." This line would be considered "insurance 02 phone" because it's a scam and shows the person being tricked into believing they're receiving legitimate assistance.
